Online loans have become a new lending solution with extremely attractive conditions. Gradually, online loans began to dominate Vietnam’s financial market. Among the many loan offers, Tien Oi is one of the most popular. Over the past year, the number of visitors to the Tien Oi website has increased exponentially.
Tien Oi is one of the names that receive the most attention in terms of prestige and quality. Tien Oi is the official website of Business Master Co., Ltd.. The business registration certificate with tax code 0316241530 was issued by the Planning and Investment Department of Ho Chi Minh City on April 22, 2020.
Tien Oi loan terms
Tien Oi Online Loan Conditions:
✅ The loan amount is from VND 500 thousand to VND 15 million
✅ Loan term from 91 days to 180 days
✅ Interest rate varies from 18.25% to 20% per year
✅ The first loan has a preferential interest rate of 0.1%
✅ Payout method – money transfer to bank account number
✅ Payout within 15 minutes
✅ Early payment penalty – Yes
✅ Late payment penalty is 150% of the current interest rate
✅ Lending area – 63 provinces
What are the benefits of Tien Oi Quick loan?
Like all loan offers, Tien Oi has both pros and cons. All conditions for granting an online loan are absolutely transparent and each potential borrower can read them on the website in order to decide whether to apply for a loan with Tien Oi.
Tien Oi does not divide customers into 2 groups: new and old. A single credit limit from VND 500,000 to VND 15 million is available to absolutely all clients, unlike other lenders, which set a limit on the amount of the first loan.
Easy loan application
The procedures for obtaining a loan are simple. The applicant simply needs to have the most basic identification documents such as CCCD/ID card, car documents, household registration book in order to apply for a loan.
No need for collateral and documents confirming income
Tien Oi does not require collateral, bank statements of the borrower, employment contract, which simplifies and speeds up obtaining an online loan.
Fast payout
The payout happens very quickly within about 15 minutes after the application has been processed. However, in some cases, credit funds are received within 2 hours. Such an increase in the term depends on the borrower’s bank, on the features of the system for processing interbank transfers.
Apply for a online loan 24/7
Clients can apply online at any time of the day because the loan review process is fully automatic and does not require an appointment at the company’s office.
Flexible payment
Tien Oi offers a variety of payment options, both in cash and via internet banking. Tien Oi customers can pay in cash at thousands of Viettel Post outlets. It is also possible to pay through VP BANK online channels.
Transparent Information
All information about the process and deadlines is transparent, publicly available and understandable. Simple conditions, high percentage of loan approval.
Requirements for borrowers
A question that interests many people is “Who can borrow in Tien Oi?”
It is very simple, if you meet the following conditions, your application may be considered, in particular:
- Borrower age 18 years – 70 years
- Clients are Vietnamese citizens living in all provinces. (Except Haiphong and islands).
- A valid ID/CCCD is required for the dossier.
- Clients must be over 18 years of age.
- Clients have a stable income and can afford to pay their debts.
- Having a driver’s license and health insurance will increase your chances of getting a loan.
- The client has a main bank account.
FAQ
What are the interest rates and fees?
Service fee, consultation fee you can find in your personal account on the website www.tienoi.com.vn or in your contract.
Profile approved. How soon can I receive money?
You will receive the money immediately after signing the loan agreement.
How do I know that I have been paid?
You can check the status of your profile in your personal account at www.tienoi.com.vn.
I have not received any loan approval messages from Tien Oi. What can I do?
Contact Tien Oi customer service for help:
- Hotline: 1800 888882
- Email: info@tienoi.com.vn
What provinces does it apply to?
Tien Oi provides online services throughout Vietnam.
Who can use the Money Oi service?
- Age 18 – 70 years old;
- People with a stable income.
What documents do I need to prepare?
- CMND/ CCCD / identity card of a citizen.
- Bank account/bank card.
How to pay with a QR code?
To pay with a QR code, visit: https://tienoi.com.vn/chuyen-tien-bang-qr-code/ or call 1800 88 88 82 for more details.
After I receive a message that the loan is ready to be disbursed, what should I do?
Within 1 working day, if you do not sign the agreement in your personal account on the website www.tienoi.com.vn, from the moment you receive a message that the loan is ready for issuance, the application will be canceled and the money will not be transferred to your bank account.
I signed the contract but haven’t received payment yet.
If you have not received funds to your bank account within 2 hours from the moment of signing the contract, please contact support:
- Hotline: 1800 888882
- Email: info@tienoi.com.vn
Can I make a late payment?
In the event of a late payment, an additional late payment fee may apply. If you cannot pay the full amount, you can pay a part, for example by extending the credit to your personal account. Or contact customer service staff for help.
When do I have to pay off the loan?
Tien Oi will send you a message about the term of the loan. You will be required to pay early or on time as specified in the mortgage agreement. Or you can go to your personal account at www.tienoi.com.vn and check the information about the loan term.
I paid but the company didn’t receive it. What do I need to do?
If within 4 hours after you paid and the company still has not closed the loan, please contact Tien Oi customer service for help:
- Hotline: 1800 888882
- Email: info@tienoi.com.vn
Am I having problems paying off my loan?
Please contact Tien Oi for support through the following channels:
- Hotline: 1800 888882
- Email: info@tienoi.com.vn
Source: https://vaytienmat24.com/